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Personal Insurance

Protect your property from unforeseen events with a policy from DeSmet Farm Mutual. You worked hard for your home, car, boat, lake house, and more. Let us make sure it's protected! 

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Farm & Ranch

DeSmet is one of the largest Farm & Ranch providers in South Dakota for a reason. Let us find you a policy with a company that understands your operation.

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Livestock Insurance

Did you know that you can protect your livestock against declining prices with a subsidized LRP policy, just like your crops? Protect your fed & feeder cattle (including unborn calves) from the threat of a volatile market.

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Renters Insurance

Although you may not own your residence that you're renting, you still are liable for your belongings, Let us set you up with a renters policy through DSFM to make sure you are well protected!

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Crop Insurance

The most important part of everything operation are your commodities. Let us find you a personalized plan that fits your needs with Rain & Hail, one of the largest and most respected insurance companies. 

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PRF Insurance

Having enough grass for your livestock can be challenging during a drought. With a Pasture, Rangeland, & Forage policy, you can help offset the loss of grass due to drought in your area with this government subsidized program. 

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Commercial Insurance

It's stressful enough managing your own business. Let us make sure everything is covered with a policy through Philadelphia Insurance Companies so you can focus on continued growth success!

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Hail Insurance

Sometimes your crop insurance may not be enough be enough coverage. We offer many different hail plans through Rain & Hail that will give you a peace of mind when the weather turns bad.

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Excess Liability

Some operations may need more coverage than what their farm, ranch, or homeowners policy can provide. We can help you get the coverage you need with an Excess Liability product through DeSmet Farm Mutual.